To be considered a full-time student, you must be enrolled in 12 billable equivalent credits. Courses with remedial contact hours, as well as certain credit courses are counted by billable equivalent credits in determining a student’s full-time or part-time program load, tuition charges, and for financial aid eligibility. The following courses meet the above criteria: Not all billable equivalent credits are degree bearing and might have an impact on your financial aid. New York State Financial Aid Academic Requirements states that: “To qualify for a NYS TAP award, you must be enrolled for a minimum of 12 billable credits (of which 6 must be academic credits). For APTS eligibility you must be enrolled for a minimum of 6 to 11.5 billable credits (of which 3 must be academic credits). All courses must meet graduation requirements for your major/curriculum.” Due to the new academic standards affecting the TAP Program, we recommend that you read the following information on http://www.hostos.cuny.edu/ofa/sta/tapchanges2010_11.html. You should also meet with your academic advisor.